Services

Our Services

Tele-Collection Services

At Emerald Associates, our Tele-Collection Services provide a direct, efficient, and cost-effective method for recovering outstanding debts. Our trained collection agents connect with debtors via telephone—engaging them respectfully, negotiating repayment plans, and ensuring a clear path to resolution.

Our Approach

Polite, Firm & Compliant Communication:
Our trained agents follow all relevant legal and ethical guidelines, ensuring each interaction is courteous, non-threatening, and effective.

Customized Call Scripts:
We tailor our scripts and strategies based on the type of debt, client industry, and debtor profile to improve response rates.

Payment Arrangement & Negotiation:
We help debtors understand their options and work with them to set up realistic payment plans whenever possible.

Call Monitoring & Quality Assurance:
Every call is monitored to maintain high standards and ensure compliance with regulatory requirements.

Field Collection

At Emerald Associates, our Field Collection Services bring a human touch to debt recovery. When phone calls and written notices are not enough, our trained field agents visit debtors in person to initiate discussions, deliver notices, verify addresses, or collect payments—professionally and respectfully.

Our Approach

Trained Field Agents
Our representatives are experienced in handling sensitive cases and trained in conflict resolution and negotiation techniques.

Professional Conduct
We operate under strict ethical and legal standards, ensuring that every field visit maintains your company’s reputation and complies with all local regulations.

Verification & Documentation
Our agents collect vital information during visits—such as updated contact details, debtor statements, or proof of asset status.

Secure Payment Collection
We provide options for on-the-spot payments or setting up installment plans, supported by proper documentation and receipts.

Skip Trace

When debtors disappear without notice—changing phone numbers, addresses, or going off the grid—Skip Tracing becomes an essential tool. At Emerald Associates, our Skip Tracing Services are designed to locate hard-to-find individuals or businesses using advanced investigative tools, databases, and techniques. We help you reconnect with unreachable debtors so your recovery process can move forward efficiently.

How We Trace Debtors

Data Aggregation
We access a wide range of public records, financial data, utility records, credit histories, and proprietary databases to locate accurate, up-to-date information.

Digital Footprint Analysis
We use intelligent online tracking methods, including social media analysis, to trace movement and activity.

Field Verification (Optional)
Our field team can perform on-site visits to verify addresses and cross-check physical details.

Real-Time Updates
We provide you with progress reports, verified contact information, and actionable insights.